Ask State Legislators to Take Up Affidavit Bills in Committee 

In April 2013, Rep. Pete Pettalia, R-Presque Isle, and Rep. Marilyn Lane, D-Fraser, introduced a bi-partisan package of bills that would allow a copy of an original instrument that is verified by an affidavit and recorded to be deemed as complying with all recording requirements in this state.

After introduction, House Bills 4638-4640 were referred to the House Committee on Local Government where they still sit. MCUL & Affiliates strongly supports and would like to see action taken on this legislation that protects lenders in the case of lost documents by allowing the creation, verification and recording of copies of the mortgage and property deeds in record if necessary. Since verified mortgage document copies would be recorded within the meaning of the Michigan recording statutes under this legislation, the lender position as a secured creditor is protected. It also creates a more clear chain of title on certain parcels of property and removes potential questions about electronic recording, which has the potential to save credit unions and recording offices time and money.

Take a moment to let members of the House Committee on Local Government know that you support and would like to see the committee consider this package bills, as they help to ensure that a clear chain of title is preserved in the public record, and provide additional protections for possible lost documents. The Capwiz alert can be accessed by clicking here. If you have questions regarding HB 4638-4640, contact Director of Government Affairs Jordan Kingdon at

Submissions to Monitor may be emailed. Bryan Laviolette is the editor of Monitor. Contact him by email or call (800) 262-6285, ext. 233. The newsletter of the Michigan Credit Union League is published Monday mornings or Tuesday mornings when Monday is a holiday. There is no Monitor the week after Christmas and the week after the Annual Convention and Exposition. The MCUL reserves the right to edit submissions for clarity and space.
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