House Unanimously Approves Electronic Titling Bills 

A package of MCUL & Affiliates-backed bills to move Michigan to an electronic titling system sailed through the state House on a 108-0 vote.

The bills now go back to the state Senate, which had already approved the measures, for a concurrence vote on an amendment moving the implementation date back to July 2016.

The Senate is expected to approve the change and send the bill to Gov. Rick Snyder’s desk for his signature soon. Snyder is expected to sign the bills.

Michigan is one of just a handful of states that still uses a paper-based title system. Vehicle titles in Michigan are in paper form and held by the borrower, which leaves the door open for fraud and inefficiencies.

“Moving Michigan to an electronic titling system will reduce title fraud and improve efficiencies,” MCUL & Affiliates CEO David Adams said. “Moving to this system will require training for credit unions, but it will ultimately help credit unions better protect and serve members, and provide a significant deterrent to crimes like title washing that result in significant loan losses for institutions.”

MCUL took a leadership role in working with Secretary of State Ruth Johnson on making the change.  


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