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SAS Operational Center

Built for Michigan's small-asset-size (SAS) credit unions, the MCUL SAS Operational Center brings together the strategy, governance, compliance and operational tools smaller credit unions need to stay strong, sustainable and independent — even with limited resources.

Strategy & Planning   Operations & Finance

  STRATEGY & PLANNING

SAS Strategic Success Playbook

MCUL’s initiative for credit unions under $400M—a practical framework for strategy, financial sustainability, operations and governance to stay strong and independent.

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Changing to a Community Charter

A strategic discussion guide for credit unions exploring a community charter.

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DIFS Forms for Conversions, Mergers & FOM

Michigan DIFS Office of Credit Unions forms for charter conversions, mergers and field-of-membership expansions.

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  OPERATIONS & FINANCIAL MANAGEMENT

Capital Analysis by Hand

Worksheet to calculate your credit union’s capital position step by step.

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Excel Capital Analysis

An Excel-based worksheet to analyze your capital position.

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Sample Capital Analysis

A completed sample capital analysis to use as a reference.

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Two Minute Profitability

A quick worksheet to gauge your credit union’s profitability at a glance.

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